Loans

Loans

Loans

Mangla Consulting

Home Loan

Owning a house is a dream for everyone but as the property prices are going higher it’s a facility provided by the banks to take a loan and by a house property. Also as per Income Tax Act you will be eligible to get tax benefit.

Documents Required For Housing Loan

  • Financial Statement of last 3 years along with Income Tax Return Acknowledgement.
  • Provisional Balance Sheet for the Current Year.
  • Copy of Pay Slip and Form No. 16.
  • Agreement of Sale of House Property to be purchased.
  • Copy of Last Municipal Tax Paid Receipt.
  • Copy of Sanctioned Plan.
  • Receipt of Advance Money Paid to Promoter/Seller.
  • Security Offered.
  • Bank Statement of last 6 months.
  • Identity proof.
  • Address Proof
  • PAN Card

Car Loan

Owning a car is now a days a necessity rather than a luxury. To give yourself luxury and comfort you’ll be able to get the car loan which you can pay in EMI.

Documents Required For Car Loan

  • Financial Statement of last 3 years along With Income Tax Return Acknowledgement.
  • Provisional Balance Sheet for the Current Year.
  • Copy of Pay Slip and Form No. 16.
  • Quotation of Car to be purchased.
  • Receipt of Advance Money Paid to Seller.
  • Statement showing repayment schedule.
  • Bank Statement of last 6 months
  • Identity proof.
  • Address Proof
  • PAN Card

Loan against Property

This loan will help you to arrange the money for you which you can use for any reason like using the money in business as working capital, buying another property, buying a car, buying gold, investments, marriage, children education etc. The property will be mortgaged by the financial institution before providing the loan.

  • Financial Statement of last 3 years along with Income Tax Return Acknowledgement.
  • Provisional Balance Sheet for the Current Year.
  • Copy of Pay Slip and Form No. 16.
  • Copy of Last Municipal Tax Paid Receipt.
  • Copy of Sanctioned Plan.
  • Original Property papers.
  • Bank Statement of last 6 months
  • Identity proof.
  • Address Proof
  • PAN Card

Project Loan

If you have a plan / project in mind which you can implement but due to lack of proper finance you are not able to start you’ll get finance for your dream project.

Documents Required for Project Loan

  • Audited Financial Statement of last 3 years along with Income Tax Return Acknowledgement.
  • Provisional Balance Sheet for the current year.
  • Projection of Sales, Purchase, Stock & Raw Material Consumption for the next year.
  • Quotation of Machinery to be purchased.
  • Installed Capacity, Licensed Capacity – existing & proposed, Envisaged Capacity Utilization.
  • Details of Raw Material requirement, calculation, how desired? Source of supply and supply position. Cost of raw material supported by current quotation.
  • Catalogue / Brochure of Machine.
  • Maintenance arrangement & costs thereof.
  • Project implement schedule.
  • Cost already incurred.